Terms of Use

1. Acceptance of Terms

By accessing and using Jyotish Lok ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Services Description

Jyotish Lok provides astrological services including but not limited to:

• Kundli analysis and horoscope services
• Puja and spiritual consultation services
• Gemstone and Rudraksha recommendations
• Sacred books and spiritual materials
• Yantra and Sadhana programs
• Daily horoscope and astrological guidance

3. User Responsibilities

As a user of our services, you agree to:

• Provide accurate and truthful information
• Use our services for personal and spiritual growth only
• Respect the spiritual and cultural nature of our services
• Not misuse or misrepresent our services
• Maintain confidentiality of personal consultations

4. Disclaimer

Our astrological services are provided for spiritual guidance and entertainment purposes only. We do not guarantee specific outcomes or results. Astrological predictions and recommendations should not replace professional medical, legal, or financial advice. Users should exercise their own judgment and discretion in all matters.

5. Payment and Refunds

All services must be paid for in advance. We offer the following refund policy:

• Full refund within 24 hours of booking if service hasn't commenced
• Partial refund for cancelled services with 48 hours notice
• No refunds for completed consultations or services
• Refunds processed within 5-7 business days

6. Privacy and Confidentiality

We are committed to protecting your privacy and maintaining the confidentiality of all personal information shared during consultations. Your birth details, personal concerns, and consultation records are kept strictly confidential and are never shared with third parties without your explicit consent.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Jyotish Lok and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our written permission.

8. Limitation of Liability

Jyotish Lok shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services. Our total liability shall not exceed the amount paid for the specific service in question.

9. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of the modified terms.

10. Contact Information

If you have any questions about these Terms of Use, please contact us at:

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in India.